What is E Shram Card?

E Shram is a centralized database of unorganized workers. It assists in providing social security services to them and disseminating their data to other stakeholders in order to administer welfare programs. Its main goal is to make it easier for workers in the unorganized sector nationwide to get welfare benefits and social security measures.

 

Eligibility Criteria for E Shram Card

The key eligibility criteria for E Shram card are as follows:

• Individuals should be employed in the unorganized sector
• Individuals must be between 16 to  59 years of age
• Individuals must have a working cell phone number connected to their Aadhaar
• Individuals should not come under the income tax bracket

 

 

Benefits Of E Shram Card

E-Shram beneficiaries are entitled to the following benefits:

• On reaching the age of 60 years, they will receive a monthly pension of INR 3000
• Term insurance of Rs.2,00,000 and financial aid of Rs.1,00,000 if partially handicapped is provided.
• The spouse of the beneficiary will get an accidental death benefit.
• A 12-digit UAN number is provided to beneficiaries, which is valid throughout India.

 

How to Check E Shram Card Balance

Here is a step-by-step process that you can follow to check E Shram card balance:

• First, go to the official e-Shram website at https://eshram.gov.in.

• On the homepage, find and click the "e-Shram Card" link.

• Enter your registered mobile number and click the "Generate OTP" button.

• When you get the OTP on your phone, type it in and click “Verify OTP.”

• After your OTP is verified, you’ll go to your e-Shram card dashboard.

• From there, go to “My Account.”

• In this section, click on "Check Balance" to see your latest e-Shram card balance.

• If you want a more detailed view, click on “Download statement” to see a full record of your e-Shram card balance.

 

How to Edit and Download an Already Existing E Shram Card?

Follow the steps below the download an existing E shram card:

• Log in to the e-Shram website.
• From the menu, select “Already Registered”, then choose “Update Profile Using UAN.”
• Provide your UAN and date of birth, and then click ‘Generate OTP.’
• Once the OTP received on your mobile has been entered, click Validate.
• Check if the displayed personal information is correct.
• Click ‘Preview’ to confirm details, then click ‘Submit.’
• You will receive a One Time Password on your phone; enter it and select “Verify.”
• The E Sharm card has been updated and is ready for download.

 

How do CDSL Demat Accounts help?

Financial literacy enables E Shram beneficiaries to manage their funds efficiently. One such way is through the opening of CDSL Demat accounts. This, however, necessitates you knowing the DP meaning. Knowing the DP meaning and opening a CDSL demat account helps in storing shares, mutual funds, or government bonds in a digital format.

 

Conclusion

You can manage and track E Shram's benefits with thoughtful financial planning. You can also learn how to check E Shram card balance 2024 to manage your financials. You can check the E Shram card balance through the official portal, mobile app, and bank alerts. By adopting a disciplined approach, E-Shram beneficiaries can ensure timely and secure payments.

 

Frequently Asked Questions (FAQs)

 

How can I check my e Shram card status using my mobile number?

Ans: To check your e Shram card status, just text your e Shram card number to the helpline number '14434'. You'll get a reply with your card's current status.

Can I update my e Shram Card balance online?

Ans: You can update your job details on the e Shram Card by going to the official website or using the UMANG app.

 

Is the e Shram Card linked to a bank account?

Ans: No, the e Shram Card is not connected to a bank account.

 

How much money can an e Shram cardholder receive?

Ans: e Shram cardholders can get a monthly pension of Rs. 3,000 after turning 60. They’re also covered with Rs. 2 lakh for accidental death and Rs. 1 lakh for partial disability.

 

Disclaimer: This blog is posted solely for educational purposes. The securities mentioned are examples and not recommendations. It is based on various secondary sources from the internet and is subject to change. Please consult an expert before making any related decisions.